You could be debt free in as little as 12-36 months!
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When deciding the best option for your debt issues, you must first look at your cash flow on a monthly basis. The calculator will compare each option on a monthly cash flow basis as well as the costs to pay back the debt over a specific period of time.
Are You Considering Bankruptcy?
Personal bankruptcy should be considered as a last resort to a debt management option because the outcomes are long-lasting and extensive. Since the new law went into affect, most people will qualify for a Chapter 13 bankruptcy which in most cases is a five year repayment plan to the creditors. A bankruptcy stays on your credit report for 10 years, affecting ones ability to obtain credit, buy a home, get life insurance, or even obtain a job.
Use our Debt Calculator above to determine if Debt Settlement can prevent you from filing bankruptcy or call one of our Consultants now toll free at and get started today!
